Term Life Insurance

Fact: Twenty-four million households have no life insurance protection at all. Almost one third of adults have no life insurance protection.

Fact: Nearly three out of four Americans agree that life insurance is the best way to protect against premature death of a primary wage earner.

Fact: 44% of all U.S. households, 48 million don’t own life insurance and believe they should, or own life insurance and know they need more.

FEGLI Comparison

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The most up to date Fegli B comparison engine on the internet

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Complete the form and hit "Get Quote" to generate a FEGLI comparison. Your Option "B" costs will appear side-by-side with the most competitive Term Life Insurance rates.

Compare how much you will spend on FEGLI Option "B" coverage with how much you could save with a policy from FirstProtective.

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Term Insurance

Term Life Insurance is the simplest type of insurance, providing death benefit only. There is usually no cash value or savings component. Premiums may be renewable at varying rates on a yearly or longer basis, or level for the length of the policy.

Universal Life

With so many type of life insurance policies available to support a variety of needs, it is important to understand a policy's particular benefits and limitations. Universal Life Insurance, also know as flexible premium adjustable life insurance, is one of the most versatile types of life insurance.

Whole Life

A whole life insurance policy remains in full force and effect for the life of the insured, with premium payments being made for the same period. Some whole life policies let you pay premiums for a shorter period such as 20 years, or until age 65. Premiums for these policies are higher since the premium payments are made during a shorter period of time.

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FEGLI Internet Sites

OMP FEGLI Page
The U.S. Office of Personnel
Management FEGLI Page:

FEGLI Booklet
FEGLI program booklet for
federal employees

FEGLI Postal Booklet
FEGLI program booklet for
postal service employees

Reporting a Death
Report the death of someone
covered by the Federal Employees'
roup Life Insurance Program with
the OPM

Short Term Medical

A temporary health insurance plan that offers coverage for a short time period – i.e., 30-185 days (depending on the state of residence).

Assurant Health's short-term health insurance is offered to individuals who experience a gap in their health insurance coverage. Many short-term health insurance policyholders are between jobs, waiting for employer group coverage, laid off, on strike, recent college graduates or seasonal employees. Learn more about Assurant Health's Short Term Health insurance or get a quote.

Phone: (256) 539-0793